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first_img Share Save July 11, 2016 1,249 Views About Author: Scott Morgan in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Rising Consumer Expectations Could Bode Well for Housing Data Provider Black Knight to Acquire Top of Mind 2 days ago Rising Consumer Expectations Could Bode Well for Housing Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. Consumer Confidence Housing Market New York Fed 2016-07-11 Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Tagged with: Consumer Confidence Housing Market New York Fed Encouraging news about consumer earnings could lead to more home sales in an already healthy growth market, even if the labor market is less certain.On Monday, the Federal Reserve Bank of New York (New York Fed) released its latest Survey of Consumer Expectations, which showed that consumers’ earnings and income growth expectations rebounded while medium-term inflation expectations rose in June. Median expected household income growth rebounded from May’s sudden decline, increasing from 2.4 percent to 2.8 percent, the survey reported. Barring the blip in May, income growth expectations have been trending upward since January.Likewise, median household spending growth expectations remained steady, at around 3.6 percent, as did perceptions of credit access compared to a year ago were essentially unchanged. However, the perceived probability of missing a minimum debt payment over the next three months continued its recent upward trend by reaching 13.3 percent in June (up from 12.8 percent in May), a level not seen since December 2014.Meanwhile, the New York Fed reported that median home price expectations decreased by 0.1 percentage point in June to 3.1 percent, remaining within the narrow 3.0-3.2 percent band observed over the last 12 months, but well below average.More mixed were the trends in inflation and labor. According to New York Fed, expectations about inflation decreased slightly at the one-year horizon (from 2.6 percent in May to 2.5 percent in June), yet increased at the three-year ahead horizon (from 2.7 percent in May to 2.9 percent in June). Also, the uncertainty expressed by respondents regarding future inflation outcomes increased at both the one-year and the three-year ahead horizons and is now at the high end of its range for the past two years.This coincided with a bipolar perception of the labor market, where the mean perceived probability of losing a current job and finding a job both declined.  The perceived probability of losing one’s job in the next 12 months dropped from 14.9 percent in May to 13.8 percent in June, but the hope of finding a job also decreased, from 21.8 percent to 20 percent. The perceived probability that the U.S. unemployment rate will be higher one year from now, meanwhile, also decreased from 39.1 percent in May to 38.1 percent in June, still above last year’s levels.Consumer earning confidence, however, could signal a healthier housing market. Nationally, existing home sales are happening at a pace rivaling the pre-recession period, and mortgage rates are still extremely low (and likely staying there). The Federal Reserve last week, in fact, announced that it would wait until U.S. inflation steadied at 2 percent before it raised rates. The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Senators Probing Effectiveness of FHFA’s Watchdog Next: Share of Student Loan Debt-Laden Borrowers Rising The Best Markets For Residential Property Investors 2 days ago Related Articles  Print This Post Subscribelast_img read more

first_imgIt is thought to have been responsible for the deaths of emperors. In parts of California’s forests, it is everywhere.It is the deathcap mushroom, Amanita phalloides, so filled with toxins that a single cap can kill anyone who mistakenly eats it and does not get medical treatment. Because it looks like an edible mushroom, the deathcap is among those most involved in human poisoning, such as one that occurred in Newton, Mass., last fall. Through history, it has been a convenient tool for those interested in regime change, playing a key role in the Europe-spanning War of Austrian Succession in the 1700s, which started when Holy Roman Emperor Charles VI died after eating a plate of mushrooms, thought to be deathcaps.Though much is known about the deathcap’s toxicity — it kills by fostering liver failure — much less is understood about its general biology and its role in the environment. Anne Pringle, associate professor of organismic and evolutionary biology, is out to change that.Pringle has spent years in California’s forests, researching the deathcaps that in some parts of the state make up as much as 80 percent of the local biomass of mushrooms. Pringle proved first that the California population was not native, but rather an introduced population from Europe.She’s working now to understand the mushroom’s dispersal across the landscape and its symbiotic partnership with trees. Its widespread presence begs the questions of whether it displaced native symbiotic fungi and whether it spreads more easily as a mutualist (an organism in a relationship beneficial to both partners) than it would as a pathogen, which characterizes most known invasive fungi. She recently concluded that it reproduces more readily through the spread of its spores, which are released from the fleshy gills under its cap, than asexually through fragmentation of its thready subterranean fungal body.Like most mushroom-producing fungi, much of the deathcap’s body actually lies under the Earth’s surface, and its mushrooms are temporary, sent up from the underground filaments to release spores and then fade. Even with the mushroom gone, the fungus still operates underground, decomposing old plant matter and, in the case of the deathcap, partnering with tree roots, providing nitrogen in exchange for carbon compounds.Pringle’s work, conducted through a combination of old-fashioned fieldwork and cutting-edge genetic analysis, has shown that the deathcap spreads slowly. It moves through either the slow creep of its underground body or the floating spread of its spores, which do not drift far from their release point.Humans likely played a big role in the fungus’ spread. Because it lives in association with tree roots, researchers believe it was introduced here from Europe at least twice — once in California and once on the East Coast — by hitching rides on trees transplanted from Europe to America.On the East Coast, Pringle and researchers from her lab have identified dozens of populations: in Newton, near the New Jersey Pine Barrens, near Rochester, N.Y., and in New Hampshire’s White Mountains. Pringle says the populations on the East Coast are isolated, not widespread as in California. Another wrinkle of the East Coast populations is that deathcaps are associated with pine trees, not the oaks that they partner with in California and Europe. Pringle and doctoral student Ben Wolfe said that may be because of a slightly different strain being introduced on the East Coast, or it may be because of ecological constraints put on the population on the East Coast by closely related native species, also from the genus Amanita.Though the deathcap may be the star of Pringle’s lab, her work includes other fungal species, as well as lichens, a symbiotic association of fungi and algae.Wolfe, who expects to graduate in December, is working with the U.S. Department of Energy to decode the genome of Amanita species related to the deathcap. He hopes to understand the genetic roots of fungal symbiosis with trees. A bonus of decoding the fungi’s genome, Wolfe said, would be that, in degrading plant material, the fungi produces an enzyme called cellulase, of potential interest in biofuel processing.In talking about her work, Pringle emphasizes the importance of fungal conservation. Fungi have not received the attention that plants and animals have, so less is known about them. With the planet undergoing an extinction crisis, we may be losing fungal species before we even know they’re here, Pringle said.last_img read more

first_img Luiz has established himself as a key player in the Chelsea Champions League-chasing side which secured a 1-0 Barclays Premier League win at Old Trafford on Sunday, but has been criticised for his role in the dismissal of his Brazil team-mate Rafael. After being kicked by Rafael, Luiz was seen on the ground and smiling. His defence was that his smile was as a result of supporters’ taunts over his likeness to The Simpsons character Sideshow Bob, who also has a mop of curly brown hair, and Benitez said: “David Luiz was laughing because the fans were abusing him. After was the red card (for Rafael). It was very clear, the timing.” Chelsea interim boss Rafael Benitez has launched a vigorous defence of David Luiz after Manchester United manager Sir Alex Ferguson accused the Brazilian of acting like a “dying swan”. Luiz will not face any action from the Football Association over the incident. Asked if he was aware who Sideshow Bob is, Benitez said: “I’m aware David Luiz is one of the best players in the Premier League, by miles – miles away from a lot of players. He’s one of the best, without doubt. “If we’re talking about that, we’re not talking about Chelsea beating United, doing much better in three games – two in Old Trafford. “We did really well. The substitution of Fernando (Torres) was an offensive player on the pitch. Mind games. Nobody was talking about mind games after the game. Then we start talking about this. “If we continue talking about this, instead of trying to eradicate the bad tackles that you can see every week, I think we’re giving importance to something that is not as important. “I don’t like this situation, but we are talking about one of the best players in the Premier League.” The suggestion was Benitez believes Ferguson was trying to cover up for his team’s failings in the contest, and he added: “I prefer to talk about football, tactics, all the other things. Not about that.” center_img Press Associationlast_img read more